Últimas notícias da Manzanos Enterprises
77% of small businesses are underinsured, and the dangerous gap is almost never the policy you forgot to buy. It is the one you did buy, in an amount that made sense the year you bought it. Six rules for protecting a private company from what actually kills it.
Leia mais→
A bottle that leaves our cellar in Rioja at a healthy price reaches the American shelf at roughly four times that, and nobody along the way is gouging anyone. Six rules for pricing exports backward from the shelf, before the shelf prices you out of the market.
Leia mais→
Coca-Cola found that half of its 400+ brands produced about 2% of revenue and killed them. Most owners cannot make that call, and when they do, margins often get worse. Five tests that tell you which products are really costing you money.
Leia mais→
About half of all business owner exits are unplanned, triggered by death, disability, divorce, disagreement or distress. Only a minority of family firms have written anything down. Six tests that tell you, this month, what actually stops without you.
Leia mais→
Only about one in four family businesses has a written rule on who in the family can work there. The other three quarters decide it at a dinner table, under pressure, in front of an audience of relatives. Here are the six clauses that decision needs.
Leia mais→
Ronald Wayne sold ten percent of Apple for $800 after twelve days. The number gets mocked; the reason does not. He was not selling a stake, he was buying his way out of a risk he could not control, and that is what most partner buyouts are really about.
Leia mais→
General Electric spent a century arguing a conglomerate was worth more than the sum of its parts, then cut itself into three. Berkshire owns insurance, a railroad and a candy company and nobody asks it to break up. The difference is not how many businesses you own.
Leia mais→
A company breached its bank covenant in its best year in a decade. Sales up 18%, margins intact, and a waiver fee anyway. The rate is the term you are least likely to lose money on. The covenants are where the cost hides.
Leia mais→
A family owns its factory outright: 6 million euros, no mortgage, three generations of pride. The building yields 6.5%. The business earns 22% on capital. Nobody ever decided that, and almost no private company has priced the decision.
Leia mais→
MIT found that 95% of generative AI pilots deliver no measurable return. A wine industry survey found only 4% of respondents using AI in production. Both numbers point at the same thing: almost everyone is spending on AI, and almost nobody is spending it where it pays.
Leia mais→
A supplier told us his 9% increase was not negotiable. He was right. We still walked out with ninety day terms, a delivery penalty and a volume tier, and our cost of doing business with him fell. The discount is the least valuable thing you can win.
Leia mais→
PwC found that half of family business boards are made up solely of family members, and 53% have no director with experience outside their own industry. An advisory board is the cheapest outside perspective you can buy. Here is how to build one that actually tells you the truth.
Leia mais→